Texas Adjuster License Types
Public Adjuster versus All Lines Adjuster
The Public Adjuster is hired by a homeowner and is paid a fee by that homeowner to act as an expert claim consultant when:
✦ The claim is particularly complex, and the homeowner finds dealing with it to be overwhelming
✦ The homeowner finds the Adjuster assigned by the insurance company too difficult to deal with
✦ The homeowner believes there is covered damage and the insurer's adjuster says there is none
✦ The insurer's adjuster submits an estimate that the homeowner believes to be incomplete and inaccurate
The All Lines Adjuster represents and is paid by the Insurance Company to handle its claims . As an employee (Staff Adjuster) or as an Independent Adjuster (under a contract for services.)
There is a separate exam and license for each discipline. It is possible to hold both licenses, though most practitioners commit to one or the other.
Adjuster Exams FAQ
Public Adjuster Exam Facts
- $39 per attempt. One test per 24 hour period. Test till you pass.
- Multiple Choice. 4 Options. One right answer only
- 100 Questions in 2 hours
- No pretest questions. All 100 questions count.
- Passing Score is 70
- Immediate Results with Raw Score
- May not act as a Public Adjuster until license is issued
- Current State-Wide Pass Rate is 59%
All Lines Adjuster Exam Facts
- $49 per attempt. One test per 24 hour period. Test till you pass
- Multiple Choice. 4 options. One right answer only.
- 150 scorable questions in 2.5 hours
- No pretest questions on this exam. All questions count
- Passing score is 70
- Immediate Results with Raw Score
- May not act an as All Lines Adjuster before license is issued
- Current State-Wide Pass rate is 42% for first time test takers
Watch how a Test Crushers course is presented in this sample video lesson
Money-back guarantee
Complete my course in good faith. If you cannot pass the state exam after three tries, I will refund the course fee.
I wrote every lesson, every quiz, and every test. You can email me if you get stuck.
Tim ONeill CPCU CLU AIC
- (TDI Agent #720028) (Adjuster #112622) (TDI Approved CE Provider #180783)
Adjuster Video Courses to Buy Now
Are you Old School? Prefer to attend in person? No problem.
Two days. Houston classroom or Zoom. Weekend class for Public Adjusters and All Lines.
We cover the foundation in class. You finish the rest on the video course. This is not a cram course. One cannot expect to attend this two-day class and take the test the next day. This is a process.
