Texas Public Adjuster and All Lines Exam Prep

Texas Adjuster License Types

Public Adjuster versus All Lines Adjuster

The Public Adjuster is hired by a homeowner and is paid a fee by that homeowner to act as an expert claim consultant when:

✦ The claim is particularly complex, and the homeowner finds dealing with it to be overwhelming

✦ The homeowner finds the Adjuster assigned by the insurance company too difficult to deal with

✦ The homeowner believes there is covered damage and the insurer's adjuster says there is none

✦ The insurer's adjuster submits an estimate that the homeowner believes to be incomplete and inaccurate

The All Lines Adjuster represents and is paid by the Insurance Company to handle its claims . As an employee (Staff Adjuster) or as an Independent Adjuster (under a contract for services.)

There is a separate exam and license for each discipline. It is possible to hold both licenses, though most practitioners commit to one or the other.

Here is how the Licensing Process works for Texas Public Adjusters:

TDI does not "approve" Public Adjuster Licensing Courses

Disqualify any company that claims its Public Adjuster license exam prep course is "TDI-Approved." That is a false, misleading claim. They don't deserve your trust - or your money. It's usually a school that is approved for Continuing Education Courses making it sound as if ALL of their courses are "approved." Ask them for proof, and they will cave.

The Texas Department of Insurance (TDI) does not regulate Public Adjuster pre-licensing education. Period.

In many other states, you must complete an "approved course" from an "approved provider" before you can sit for an exam. But not in Texas.

How a Public Adjuster Gets Licensed in Texas

Study a ton of very complex material. Self-study or do a prep course. There is no such thing as an "approved" PA pre-licensing course." That's a hoax.

When you're ready, go to pearsonvue.com and make an appointment to take this exam: InsTX-PbAdj17: Public Insurance Adjuster. It's $39
Go to IdentoGo and make an appointment to get your finger-prints taken. (That link already has code 11G6QF included for you.)
Make a 70 on a 100 Question Multiple choice test that only 68% can pass the first time. 2.0 hours allowed.
When you've passed the exam, go to sircon.com to apply for a license
That's it. No other way

Here is how the Licensing Process works for Texas All Lines Adjusters:

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How an All Lines Adjuster Gets Licensed in Texas

There are two ways to get licensed as an All Lines Adjuster. And this is unique to this specific license.

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Path One:

Complete a 40-hour Adjuster Pre-licensing course from a TDI Approved Provider. (In this one unique case, there really is a TDI approved course.) Take and pass the Final Exam they give you, and that's it. You get your license with no need to take the state exam. In addition to exam prep, they will also teach you basic Adjuster Skills:

Measuring walls, floors and roofs. The difference between a rafter and a joist.
How to write a damage estimate and the industry software you need to know.
Best Practices on how to actually be an adjuster.

If you don't have any of that in your background, an Adjuster School Makes a lot of sense.

If you already have a construction background, you may not have to take a 40-hour course. NOT AT ALL

Path Two:

Take the State Exam with no 40-hour class required. That's what we offer at Test Crushers. On-point exam prep for the State Exam. We do not get into "how to be an adjuster."

We are all about "how to pass the State Exam."

Study with us and no week-long class for you.
When you're ready, go to pearsonvue.com and make an appointment to take this test: InsTX-ALAdj16: Adjuster - All Lines. It's $49.
Make a 70 on a 150-Question Multiple choice test with 2.5 hours allowed.
Go to IdentoGo and make an appointment to get your finger-prints taken. (That link already has code 11G6QF included for you.)
When you've passed the exam, go to sircon.com to apply for a license.

Key Information for the Adjuster Exams

Un-branded information icon for Public Adjuster content

Public Adjuster Exam Facts

✦$39 per attempt. One test per 24 hour period. Test till you pass.

✦ Multiple Choice. 4 Options. One right answer only

✦ 100 Questions in 2 hours

✦ Passing Score is 70

✦ Immediate Results with Raw Score

✦ May not act as a Public Adjuster until license is issued

✦ Current State-Wide Pass Rate is 59% for first time test takers

Un-branded information icon for All Lines Adjuster Information

All Lines Adjuster Exam Facts

✦ $49 per attempt. One test per 24 hour period. Test till you pass

✦ Multiple Choice. 4 options. One right answer only.

✦ 150 questions in 2.5 hours

✦ Passing score is 70

✦ Immediate Results with Raw Score

✦ May not act as All Lines Adjuster before license is issued

✦ Current State-Wide Pass rate is 42% for first time test takers

Watch how a Test Crushers course is presented in this sample video lesson

No dead PDFs to read to yourself. Clear explanations. Always engaging.

Money-back guarantee

Complete my course in good faith. If you cannot pass the state exam after three tries, I will refund the course fee.

I wrote every lesson, every quiz, and every test. You can email me if you get stuck.

Tim ONeill CPCU CLU AIC

(TDI Agent #720028) (Adjuster #112622) (TDI Approved CE Provider #180783)

Buy Now 7 weeks for $124.99

Are you Old School? Prefer to attend in person? No problem.

Two days. Houston classroom or Zoom. Weekend class for Public Adjusters and All Lines. Tickets are $269

We cover the foundation in class. You finish the rest on the video course. This is not a cram course. One cannot expect to attend this two-day class and take the test the next day. This is a process.

Email: tim@testcrushers.com

Phone: 713-588-6503

Texas Adjuster License Exam Prep