What Our Students Are Saying


Meet the Author

Tim ONeill CPCU, CLU, AIC


I have been an Agent since 2000. TDI Agent #720028

I created this course as an agent and for agents. It is the product of hands-on real-world experience. This course is personal for me.

There's not much that is more personal than selling someone Life and Health Insurance. It's very high-touch and sometimes even emotional.

P&C is great, but you don't really develop a relationship with a client by putting insurance on pickup.

Life Insurance is about:

  • Getting your young professional a 30-year Term Policy to lock in the financial security of his family
  • Getting a Senior client set up with a Burial and Final Expense Policy to make sure he has his affairs in order and won't have to worry about burdening his family.
  • Placing an Annuity for a Boomer looking for predictability over an uncertain future.
  • This is real life. And of course, you need a license to do these things.

When Health Insurance is needed:

  • You can help someone figure out healthcare.gov and get coverage for himself and his family. They'll all be grateful.
  • You can help a Senior get enrolled in Medicare Advantage, or Med-Supp
  • You can set a self-employed client up with Health Insurance, Disability, Dental, and Vision Care. All of it. They need you.

And you get paid to do this! Well paid if you figure it out.

I hope you will choose to prep for your exam with Test Crushers. I would love to share my experience and passion for insurance with you.



Free Preview Lesson

Here is a Free Preview Lesson so you can see how we do it. See if you like my style and the way I explain things.



So, What's On The Life And Health Exam?


Test Crushers is not “Exam Prep for slackers”, not at all. This is an academic experience, not a cram course. The course speaks to you as an intelligent adult. We don’t play memory games and rhyming tricks. No cartoons. We study. We Learn. We Pass.

How else are you going to wrap your head around:

A ton of vocabulary and terminology

A ton of policy knowledge about Term Life, Whole Life, Universal Life, Annuities, Health Insurance and

A ton of regulatory and compliance topics. 

Your Test Crushers Texas Life and Health Agent Exam Prep Course will take you step by step from the very basics, all the way through to success on your exam.

We follow the official TDI Course Content Outline, and we keep everything up to date. If it's on the syllabus, it's in a lesson.

It's not easy. The exam is no joke. And the questions can be worded in a way that is confusing. We have hundreds of quiz questions and practice tests to get you ready for all that.

Whether you choose a self-paced online video course, or you come to class with us in Houston, you get the same high quality academics.


Lighthearted image of a sign that says welcome to hard work. Enjoy your stay!

Select your Access Plan


Here is the fast lane to buy our Life and Health Course on Video. Three options based on how long you want to have access.


(If you prefer a live class in-person or via our Zoom Webinar Option, click here.)




$99.99

9-Day Speed Pass for Life and Health Agents

In a Hurry? LFG!



If you are in a hurry to get your life and health license, this is the plan for you. Nine days for $99.99. Get busy and get it done. If you need more time, let me know and we can upgrade you to the regular plan.

ENROLL NOW


$124.99

Standard Access Plan for Life and Health Agents

Open Access to the course for 7 weeks (50 days)


The Standard Plan gives you open access to all of the videos, streaming audio tracks, quizzes and practice tests for 7 weeks. That should be enough time for most people in most situations. If you need to extend, we sell a 30-day extension.

ENROLL NOW


$199.99

Extended Access Plan For Life and Health Agents

The Extended Access Plan gives you open access to the course for 90 days.


The Extended Access Plan lets you utilize the Videos, Audio Tracks, Quizzes and Practice Tests for a full 90 days. This plan also includes the Course Companion Guide. (That's a $39 upgrade on the other plans.) The Companion Guide is a printed collection of all the slides and sample documents, saving you from having to take reams of notes. We send it out to you same day via Priority Mail. BEST VALUE!

ENROLL NOW


What can you do with a Texas General Lines Life and Health Agent License?



Protect families when they need it most. They need you to get their insurance right.



Become a trusted, knowledgeable resource and watch your referrals grow.




Choose how you want to work. In a call center. In an office. In your home.


Develop as an insurance professional, and work towards your CLU Designation.


A woman seated with a laptop on her lap. She just made a good score on her test and she is very excited.

How Can I Get My Texas Life And Health License?

In Texas, to get your Life and Health license and start making money, here’s the deal:


Pre-License Education – While there is no state requirement to take a class before taking the exam, you don’t really have much of a chance to pass the exam without some help. Trust me, take a class. You cannot learn this by yourself from somebody’s old book from 1999.

Passing the licensing exam – When you’re ready, you’ll have to make a 70 on a multiple-choice exam. 145 questions in 150 minutes. The current exam fee is only $49, so no big deal there. If you need a couple of tries to pass, it’s not going to bankrupt you.

Get your fingerprints done – Your fingerprints will be used for a background check and to verify your identity. You do this at the IdentoGo website the code for TDI is 11G6QF. Cost is about $50.

Apply for your Life and Health License – WHEN you pass the exam, you’ll need to apply for your license online at the Sircon website. Cost is $50.

Ace Your Life And Health Exam With Test Crushers

Test Crushers creates and provides insurance prelicensing courses for several exams, including the general lines life and health test. Here are six reasons why you should consider Test Crushers if you’re considering an insurance career:


Pass the First time

Pass the first time is great. But the fact is that not everyone will. These tests are hard. So, it does no good to obsess over passing the first time. We say, Pass The Last Time!


Top Flight Pass Rate

Our students pass the life and health exam at a much higher rate than average. Plus, our Three Strikes Money Back Guarantee is the best in the business.


Made By An Expert

From development to instruction, our classes are expert-made. These are academic courses designed to teach, not cram. 


More Study Material

Test Crushers courses come with a practice test and knowledge quizzes. Together, they can be used to reinforce critical concepts before exam day. 


Personal Service

If you email us a question about the pre-licensing process, we’ll give you a straight answer.


Life/Health And P&C

Test Crushers is your best option for both Life/Health and P&C. We offer a discount package if you sign up for both. $$$


What Test Crushers is all about.


Should I Get The General Lines Life, Accident, And Health License? Or The Life Only License?

You should get the General Lines Life and Health license, no question. The Life Only License is not as well-regarded and most agents will expect you to have the General Lines Life and Health. If you do get Life Only, you will have to refer Disability Leads and Medicare Supplement Leads and Health Insurance Leads to someone else. And, if you change your mind later, you cannot just add Health to your Life License because Texas does not have a Health Only License. Instead, you would wind up having to take the General Lines Life and Health anyway.



Choose a pricing option, and let's do this.


$99.99

9-Day Speed Pass for Life and Health Agents

In a Hurry? LFG!



If you are in a hurry to get your life and health license, this is the plan for you. Nine days for $99.99. Get busy and get it done. If you need more time, let me know and we can upgrade you to the regular plan.

ENROLL NOW


$124.99

Standard Access Plan for Life and Health Agents

Open Access to the course for 7 weeks (50 days)


The Standard Plan gives you open access to all of the videos, streaming audio tracks, quizzes and practice tests for 7 weeks. That should be enough time for most people in most situations. If you need to extend, we sell a 30-day extension.

ENROLL NOW


$199.99

Extended Access Plan For Life and Health Agents

The Extended Access Plan gives you open access to the course for 90 days.


The Extended Access Plan lets you utilize the Videos, Audio Tracks, Quizzes and Practice Tests for a full 90 days. This plan also includes the Course Companion Guide. (That's a $39 upgrade on the other plans.) The Companion Guide is a printed collection of all the slides and sample documents, saving you from having to take reams of notes. We send it out to you same day via Priority Mail. BEST VALUE!

ENROLL NOW